Q&A After a Car Accident in Georgia: Answers from Kevin Patrick Law

By Kevin Patrick|October 17, 2025|Articles

Car accidents can happen in an instant, but the aftermath is often confusing, stressful, and overwhelming. From dealing with medical treatment to negotiating with insurance companies, you may find yourself asking dozens of questions about what to do next. At Kevin Patrick Law, we understand how challenging this process can be, and we are here to provide clear answers.

This Q&A guide addresses some of the most common questions Georgia drivers have after an accident. It also explains your rights under Georgia law and how our firm can help you seek justice and fair compensation.


Q1: What should I do immediately after a car accident in Georgia?

Answer:
Your first priority should always be safety. Call 911 right away if there are injuries. Georgia law requires drivers involved in an accident resulting in injury, death, or property damage to stop and exchange information (O.C.G.A. § 40-6-270).

Steps to take:

  1. Move to a safe area if possible.

  2. Contact law enforcement. A police report will serve as a critical piece of evidence.

  3. Seek medical attention—even if you feel fine. Some injuries, like concussions or whiplash, may not show immediate symptoms.

  4. Document the scene with photos and witness information.

  5. Contact an attorney at Kevin Patrick Law before speaking to insurance companies.


Q2: Do I need to report the accident to the police?

Answer:
Yes. Under Georgia law (O.C.G.A. § 40-6-273), you must report an accident if it results in injury, death, or property damage over $500. Even for minor accidents, having an official report strengthens your case if you later file a claim.


Q3: Should I notify my insurance company right away?

Answer:
Yes, but be cautious. You should notify your insurance company promptly, as most policies require timely reporting. However, limit your conversation to the basic facts—date, time, location—without admitting fault. Insurance adjusters may use your statements against you. Before providing a detailed statement, consult with Kevin Patrick Law so we can protect your rights.


Q4: What if the other driver is uninsured or underinsured?

Answer:
Unfortunately, uninsured and underinsured drivers are a real problem in Georgia. If this happens, your Uninsured/Underinsured Motorist (UM/UIM) coverage can help cover damages. Georgia law requires insurance companies to offer UM coverage, but you must have selected it when purchasing your policy. Kevin Patrick Law can review your coverage and pursue every available avenue to secure compensation.


Q5: How is fault determined in a Georgia car accident?

Answer:
Georgia follows a modified comparative negligence rule (O.C.G.A. § 51-12-33). This means you can still recover damages if you are less than 50% at fault. However, your compensation will be reduced by your percentage of fault. For example, if you are found 20% at fault and your damages total $100,000, you can still recover $80,000.

Proving fault often requires accident reports, witness statements, medical records, and sometimes expert testimony. At Kevin Patrick Law, we handle the investigation to build a strong case on your behalf.


Q6: What damages can I recover after a car accident in Georgia?

Answer:
You may be entitled to compensation for both economic and non-economic damages, including:

  • Medical expenses: hospital bills, rehabilitation, future care

  • Lost wages and loss of earning capacity

  • Property damage (repairs or replacement of your vehicle)

  • Pain and suffering

  • Emotional distress

In cases of gross negligence, punitive damages may also be available.


Q7: How long do I have to file a claim in Georgia?

Answer:
Georgia law sets a two-year statute of limitations (O.C.G.A. § 9-3-33) for personal injury claims arising from car accidents. This means you must file your lawsuit within two years of the date of the accident. For property damage, you have up to four years. Missing these deadlines can permanently bar your claim, so it’s crucial to act quickly.


Q8: What if I was injured as a passenger?

Answer:
Passengers have the right to file a claim against the at-fault driver—whether it’s the driver of another vehicle or even the driver of the car you were riding in. At Kevin Patrick Law, we represent passengers to ensure they receive fair compensation for their injuries.


Q9: How much does it cost to hire Kevin Patrick Law?

Answer:
We work on a contingency fee basis, which means you don’t pay us unless we recover compensation for you. This ensures everyone has access to quality legal representation, regardless of financial circumstances.


Q10: Why should I hire an attorney instead of handling my case alone?

Answer:
Insurance companies have teams of adjusters and lawyers working to minimize payouts. Without legal representation, you may receive far less than you deserve. An experienced car accident lawyer can:

  • Investigate your accident thoroughly

  • Handle negotiations with insurance companies

  • Protect you from unfair blame

  • Represent you in court if necessary

At Kevin Patrick Law, we focus exclusively on personal injury and car accident cases in Georgia. Our dedication and proven results make us a trusted choice for accident victims.


Conclusion

The moments and months after a car accident can be overwhelming, but you don’t have to face them alone. Having the right legal guidance can make all the difference in your recovery and financial future. At Kevin Patrick Law, we are committed to helping Georgia drivers and families navigate these difficult times with compassion and strength.

If you or a loved one has been injured in a car accident, contact us today for a free consultation. Let us answer your questions, protect your rights, and fight for the justice you deserve.

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